Getting into a car accident can be overwhelming, whether it’s a minor fender bender or a serious collision. In the moments after a crash, your actions can make a big difference for your safety, your legal rights, and your ability to recover compensation.

At Shimek Law Firm, PLLC, we’ve helped countless Michigan drivers navigate the aftermath of an accident. Here’s a step-by-step guide on what to do if you’re ever in this situation.

1. Check for Injuries and Call 911

Your first priority should be safety. Check yourself, passengers, and others involved for injuries. If anyone is hurt, call 911 immediately. Even if the accident seems minor, it’s best to notify law enforcement so there’s an official record of the crash.

2. Move to a Safe Location

If your vehicle is drivable and it’s safe to do so, move it to the side of the road to prevent further accidents. Turn on your hazard lights and use road flares or cones if you have them.

3. Exchange Information

Michigan law requires drivers to exchange the following:

• Full name and contact information
• Insurance company name and policy number
• Driver’s license number
• Vehicle make, model, and license plate number

Avoid discussing fault at the scene—stick to the facts.

4. Document the Accident Scene

Use your phone to take clear photos of:

• Vehicle damage from multiple angles
• The surrounding scene, including traffic signs or skid marks
• Visible injuries
• Road and weather conditions

If there are witnesses, ask for their names and contact information.

5. Seek Medical Attention

Some injuries—like whiplash or concussions—aren’t immediately apparent. Even if you feel fine, see a doctor promptly. Medical records are critical for any insurance or legal claim.

6. Notify Your Insurance Company

Under Michigan’s No-Fault Insurance Law, you must report the accident to your insurance company promptly. Your Personal Injury Protection (PIP) coverage will pay for certain medical expenses and lost wages, regardless of who caused the crash.

7. Understand When You Can Sue

Michigan’s No-Fault system limits lawsuits for car accidents. You may file a claim against the at-fault driver if you suffer:

• A “serious impairment of body function”
• Permanent serious disfigurement
• Death (wrongful death cases)

A personal injury attorney can evaluate whether your case meets these thresholds.

8. Avoid Speaking with the Other Driver’s Insurance Company Alone

The other driver’s insurer may try to get you to give a recorded statement or accept a quick settlement. Speak with an attorney first to ensure you don’t settle for less than you deserve.

9. Contact a Michigan Auto Accident Attorney

An experienced lawyer can:

• Gather and preserve evidence
• Handle communication with insurance companies
• Calculate your full damages, including pain and suffering
• File a lawsuit if necessary

At Shimek Law Firm, PLLC, we work on a contingency fee basis—meaning you pay nothing unless we win your case.

Final Thoughts

Auto accidents can happen to anyone, but knowing what to do can protect your health, your rights, and your financial future. If you or a loved one has been injured in a Michigan car accident, our team is here to guide you every step of the way.

📞 Call us today at (734) 285-5625 for a free consultation.